Our Faculty and Staff

David Cho, Ph.D.

David Cho photo


Associate Professor - Finance


Finance and Economics


H. Wayne Huizenga College of Business & Entrepreneurship

Dr. David Cho is an Associate Professor of Finance at the H. Wayne Huizenga College of Business and Entrepreneurship. Before joining Nova Southeastern University in 2008, he had been with SUNY-Buffalo as an assistant professor from 2003.

Dr. Cho teaches finance at the undergraduate and master's level. His current research interests are in the areas of investments, credit markets, and financial econometrics.

He has published in the Journal of Portfolio Management, Journal of Empirical Finance, Economic Modelling, Psychological Science, American Journal of Clinical Nutrition, Empirical Economics Letters, Journal of Asset Management, Emerging Markets Finance and Trade, Journal of Financial Planning, and the Journal of Family Business and Management.

Dr. Cho received his Ph.D. from the University of Chicago, Graduate School of Business, where he has taken courses from several Nobel laureates. He also has an M.B.A. degree from the University of Chicago and an M.Sc. in Economics from the London School of Economics.

  • Ph.D. - University of Chicago - Business
  • M.B.A. - University of Chicago - Business
  • M.S. - London School of Economics - Economics
  • B.A. - Seoul National University, Korea - Economics

FIN 3120 Principles of Investments

FIN 3900 Finance Internship

FIN 5130 Financial Management

FIN 5545 Financial Engineering

FIN 5580 Finance Internship

Not all professional advice is equal: Racial differences in loan approvals and professional advice, 88th International Atlantic Economic Conference, 2019, Miami, FL

Family Firm Succession, Korea Entrepreneurship Society Spring Conference, 2017, Miami, FL

Family Firm Succession and Performance, International Academy of Business and Economics, 2016,

Hyungkee Baek, David Cho, Robert Jordan, & Emre Kuvvet (2020). The Differential Effect of Social Disclosure on Loan Funding and Loan Repayment: Evidence from Fixed-Rate Peer-to-Peer Lending. Managerial Finance (), pp. .

Hyungkee Baek & David Cho (2020). Are there Racial Differences in Loan Approvals?. Applied Economics Letters (), pp. .

Hyungkee Baek & David Cho (2017). Family firm succession and performance. Applied Economics Letters 24(2), pp. 117-121.

Hyungkee Baek, David Cho, & Philip Fazio (2016). Family Ownership, Control and Corporate Capital Structure: An Examination of Small Capitalization Public Firms. Journal of Family Business Management 6(2), pp. 169-185.

David Cho & Emre Kuvvet (2015). Dollar-Cost Averaging: The Trade-Off Between Risk and Return. Journal of Financial Planning 2015(10), pp. 52-58. • Cited in “Dollar Cost Averaging May Help to Manage Risk but on Average It Just Reduces Returns,” Kitces (Popular financial advisor blog), March 9, 2016.

Hyungkee Baek, David Cho, & D Kim (2012). Multinational Real Options and Hysteresis: An Examination of FDIs in Manufacturing, and Hard- and Soft-Service Industries. Emerging Markets Finance & Trade 48(1), pp. 5-17.

David Cho (2011). Estimation Risk in Covariance. Journal of Asset Management 12(4), pp. 248-259.

David Cho (2009). Semi-parametric Kurtosis of a GARCH Process. Empirical Economics Letters 8(8), pp. 723-734.

David Cho, Leonard Epstein, Kelly Dearing, Rocco Paluch, & James Roemmich (2007). Price and Maternal Obesity Influence Purchasing of Low and High Energy Dense Foods. American Journal of Clinical Nutrition 86(), pp. 914-922.

David Cho & Leonard Epstein (2006). Purchases of Food in Youth: Influence of Price and Income. Psychological Science 17(), pp. 82-89.

David Cho, Chung-Shu Wu, Jin-Lung Lin, & George Tiao (2005). Is Money Demand in Taiwan Stable?. Economic Modelling 22(), pp. 327-3446.

David Cho, Jeffrey Russell, George Tiao, & Ruey Tsay (2003). The Magnet Effect of Price Limits: Evidence from High-Frequency Data on Taiwan Stock Exchange. Journal of Empirical Finance 10(), pp. 133-168.

David Cho, Stefano Cavaglia, & Brian Singer (2001). Risks of Sector Rotation Strategies. Journal of Portfolio Management 27(), pp. 35-44.